1. Annual Percentage Yield (APY) effective October 2, 2023. Interest rates may change at any time after the account is opened. $100 minimum deposit to open an account, $0 minimum balance to earn APY. Fees may reduce earnings on accounts. To participate in this program, you must reside in or own property in the following zip codes (96761, 96767, 96790, 96768) and have received an insurance distribution for property damage. Existing loans/lines secured by impacted property with Central Pacific Bank must be paid back in full before a savings account can be opened.